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보험시장에서의 도덕적 해이와 역선택: 리뷰

Author
이원돈
Journal Title
보험학회지
Publication Year
2018
Summary

This paper reviews the research trends on moral hazard and adverse selection in the Korean insurance market, focusing on papers published from 2000 to 2017. Research on moral hazard has been more active than on adverse selection, and empirical analysis studies have been dominant. Future research needs theoretical studies on multi-period models and models where moral hazard and adverse selection coexist, as well as the development of empirical analysis models capable of separating effects.

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