LikeSNU-서울대 중앙도서관 빅데이터 지식 플랫폼

소득·자산 기준 빈곤 지위별 부채 보유특성

Author

신규수

Journal Title

사회복지정책

Publication Year

2019

Topics

#Economics and Finance

Summary

This study analyzed the demographic and financial characteristics based on income and asset-based poverty status (non-poverty, double poverty, income poverty, asset poverty) and identified the debt holding characteristics and influencing factors for each poverty status. The asset and double poverty groups have high rates of non-institutional finance usage and high debt risk, while the income poverty group is likely to experience temporary poverty due to business difficulties of the self-employed. In particular, female household heads in the double poverty group have a high probability of holding debt, which is mainly used for living expenses.

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