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취약 채무자의 성실상환지속에 관한 실증분석

Author
허원, 정영우
Journal Title
금융정보연구
Publication Year
2022
Topics
Summary

This study investigates the determinants of the faithful repayment period of vulnerable debtors who applied for KAMCO’s debt relief program, and examines how these effects vary depending on the base rate adjustment and business cycle changes. The analysis reveals that factors such as financial institute type, overdue period, and average monthly salary significantly influence the repayment period, and these influences change according to the direction of base rate adjustments.

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취약 채무자의 채무조정 약정에 미치는 결정요인 추정

허원, 정영우 · 2022

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김민정; 이하나 · 2017

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